Who says you have to travel to an exotic island to get your dose of tropical goodness? Papayas and mangos are in season right now. So pop by a local grocery store and get yourself a juicy one!
Process the frozen banana chunks and 1/4 of the papaya chunks to make the base of your bowl
Add in milk to soften the frozen chunks and get things moving
Top with last 1/4 of papaya and sprinkle coconut chips on top